| Official title | Other credit granting | Other monetary intermediation | Financial leasing | Other financial service activities, except insurance and pension funding n.e.c. | Rental and leasing activities |
| Plain-language summary | Use this class for other credit granting when the main activity includes Financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services: and Granting of consumer credit by non-depository institutions. Check exclusions and nearby codes before applying it to a mixed activity. | Use this class for other monetary intermediation when the main activity includes Savings banks and Credit cooperatives and unions. Check exclusions and nearby codes before applying it to a mixed activity. | Use this class for financial leasing when the main activity includes Financial leasing of durable goods (e.g. vehicles). Check exclusions and nearby codes before applying it to a mixed activity. | Use this class for other financial service activities, except insurance and pension funding n.e.c. when the main activity includes Other financial service activities primarily concerned with distributing funds other than by granting loans: and Writing of swaps, options and other hedging arrangements. Check exclusions and nearby codes before applying it to a mixed activity. | Use this division for rental and leasing activities when the main activity includes Rental and leasing of motor vehicles and Rental and leasing of personal and household goods. Check exclusions and nearby codes before applying it to a mixed activity. |
| Official inclusions | - - financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services:
- - granting of consumer credit by non-depository institutions
- - international trade financing
- - provision of long-term finance to industry
- - provision of banking-like services without a banking license, in cooperation with a licensed bank
| - - This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms (for example, loans, mortgages, consumer credit cards, and so on). These activities are generally carried out by monetary institutions other than central banks, for example:
- - banks
- - savings banks
- - credit cooperatives and unions
- - activities of postal banks (e.g. for giro (current) and savings accounts)
| - - This class includes the activities of financial leasing, a contract under which the lessor as legal owner of an asset conveys the risks and benefits of ownership of the asset to the lessee. Under a financial lease, the lessor is deemed to make, to the lessee, a loan with which the lessee acquires all the economic benefits and risks of the lease. Thereafter, the leased asset is shown on the balance sheet of the lessee and not the lessor; the corresponding loan is shown as an asset of the lessor and a liability of the lessee.
- - financial leasing of durable goods (e.g. vehicles)
| - - other financial service activities primarily concerned with distributing funds other than by granting loans:
- - writing of swaps, options and other hedging arrangements
- - activities of viatical settlement companies
- - own account investment and trading activities (e.g. by venture capital companies, investment clubs)
- - acting as a counterparty for the clearing and settlement of transactions
| - - This division includes the rental and leasing of tangible and non-financial intangible assets and intermediation service activities thereof. For leasing activities, only the provision of operating leases is included in this division. The renter or lessor has the economic risk for the tangible goods and non-financial intangible assets provided, whereas the intermediator has no economic risk for the tangible goods and non-financial intangible assets that are intermediated. In this division, a wide array of tangible goods is concerned (for example, automobiles, computers, consumer goods, industrial machinery and equipment), provided to customers in return for a periodic rental or lease payment.
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| Official exclusions | - - credit granting by specialised deposit-taking institutions, see 64.19
- - financial leasing, see 64.91
- - securitisation of assets other than loans, see 64.99
- - operating leasing, according to type of goods leased, see division 77
- - grant-giving activities by membership organisations, see 94.99
| - - credit granting by specialised non-depository institutions (e.g. for house purchases), see 64.92
- - credit card transaction processing and settlement activities, see 66.19
| - - operating leasing, according to type of goods leased, see division 77
| - - issuing of crypto-assets without a corresponding liability (not by a monetary authority), see 63.10
- - financial leasing, see 64.91
- - loan securitisation, see 64.92
- - security and commodity contracts dealing on behalf of others (brokerage), see 66.12
- - exchange of currency on a fee basis (e.g. bureaux de change), see 66.12
| - - rental of equipment with an operator, see corresponding classes according to activities carried out with this equipment (e.g. construction (section F), transport (section H))
- - streaming of content (e.g. software, books, by content publishers), see division 58
- - audiobook streaming activities not associated with its publishing, see 60.10
- - financial leasing, see 64.91
- - rental of real estate, see section M
|
| Typical examples | - - Financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services:
- - Granting of consumer credit by non-depository institutions
- - International trade financing
- - Provision of long-term finance to industry
| - - Savings banks
- - Credit cooperatives and unions
- - Activities of postal banks (e.g. for giro (current) and savings accounts)
- - Credit granting by specialised deposit-taking institutions (e.g. for house purchases, agriculture)
| - - Financial leasing of durable goods (e.g. vehicles)
| - - Other financial service activities primarily concerned with distributing funds other than by granting loans:
- - Writing of swaps, options and other hedging arrangements
- - Activities of viatical settlement companies
- - Own account investment and trading activities (e.g. by venture capital companies, investment clubs)
| - - Rental and leasing of motor vehicles
- - Rental and leasing of personal and household goods
- - Rental and leasing of other machinery, equipment and tangible goods
- - Leasing of intellectual property and similar products, except copyrighted works
|
| Common reasons to choose this code | - - financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services:
- - granting of consumer credit by non-depository institutions
- - international trade financing
- - provision of long-term finance to industry
| - - This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms (for example, loans, mortgages, consumer credit cards, and so on). These activities are generally carried out by monetary institutions other than central banks, for example:
- - banks
- - savings banks
- - credit cooperatives and unions
| - - This class includes the activities of financial leasing, a contract under which the lessor as legal owner of an asset conveys the risks and benefits of ownership of the asset to the lessee. Under a financial lease, the lessor is deemed to make, to the lessee, a loan with which the lessee acquires all the economic benefits and risks of the lease. Thereafter, the leased asset is shown on the balance sheet of the lessee and not the lessor; the corresponding loan is shown as an asset of the lessor and a liability of the lessee.
- - financial leasing of durable goods (e.g. vehicles)
| - - other financial service activities primarily concerned with distributing funds other than by granting loans:
- - writing of swaps, options and other hedging arrangements
- - activities of viatical settlement companies
- - own account investment and trading activities (e.g. by venture capital companies, investment clubs)
| - - This division includes the rental and leasing of tangible and non-financial intangible assets and intermediation service activities thereof. For leasing activities, only the provision of operating leases is included in this division. The renter or lessor has the economic risk for the tangible goods and non-financial intangible assets provided, whereas the intermediator has no economic risk for the tangible goods and non-financial intangible assets that are intermediated. In this division, a wide array of tangible goods is concerned (for example, automobiles, computers, consumer goods, industrial machinery and equipment), provided to customers in return for a periodic rental or lease payment.
|
| Common reasons not to choose this code | - - credit granting by specialised deposit-taking institutions, see 64.19
- - financial leasing, see 64.91
- - securitisation of assets other than loans, see 64.99
- - operating leasing, according to type of goods leased, see division 77
| - - credit granting by specialised non-depository institutions (e.g. for house purchases), see 64.92
- - credit card transaction processing and settlement activities, see 66.19
| - - operating leasing, according to type of goods leased, see division 77
| - - issuing of crypto-assets without a corresponding liability (not by a monetary authority), see 63.10
- - financial leasing, see 64.91
- - loan securitisation, see 64.92
- - security and commodity contracts dealing on behalf of others (brokerage), see 66.12
| - - rental of equipment with an operator, see corresponding classes according to activities carried out with this equipment (e.g. construction (section F), transport (section H))
- - streaming of content (e.g. software, books, by content publishers), see division 58
- - audiobook streaming activities not associated with its publishing, see 60.10
- - financial leasing, see 64.91
|
| Usually not this code | - - Credit granting by specialised deposit-taking institutions
- - Financial leasing
- - Securitisation of assets other than loans
- - Operating leasing, according to type of goods leased, see division 77
| - - Credit granting by specialised non-depository institutions (e.g. for house purchases)
- - Credit card transaction processing and settlement activities
| - - Operating leasing, according to type of goods leased, see division 77
| - - Issuing of crypto-assets without a corresponding liability (not by a monetary authority)
- - Financial leasing
- - Loan securitisation
- - Security and commodity contracts dealing on behalf of others (brokerage)
| - - Rental of equipment with an operator, see corresponding classes according to activities carried out with this equipment (e.g. construction (section F), transport (section H))
- - Streaming of content (e.g. software, books, by content publishers), see division 58
- - Audiobook streaming activities not associated with its publishing
- - Financial leasing
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| Related codes | - - 64.19 Other monetary intermediation
- - 64.91 Financial leasing
- - 64.99 Other financial service activities, except insurance and pension funding n.e.c.
- - 77 Rental and leasing activities
- - 94.99 Activities of other membership organisations n.e.c.
- - 64.9 Other financial service activities, except insurance and pension funding
| - - 64.92 Other credit granting
- - 66.19 Other activities auxiliary to financial services, except insurance and pension funding
- - 64.11 Central banking
- - 64.1 Monetary intermediation
| - - 77 Rental and leasing activities
- - 64.92 Other credit granting
- - 64.99 Other financial service activities, except insurance and pension funding n.e.c.
- - 64.9 Other financial service activities, except insurance and pension funding
| - - 63.10 Computing infrastructure, data processing, hosting and related activities
- - 64.91 Financial leasing
- - 64.92 Other credit granting
- - 66.12 Security and commodity contracts brokerage
- - 66.19 Other activities auxiliary to financial services, except insurance and pension funding
- - 66.30 Fund management activities
- - 68 Real estate activities
- - 82.91 Activities of collection agencies and credit bureaus
- - 94.99 Activities of other membership organisations n.e.c.
- - 64.9 Other financial service activities, except insurance and pension funding
| - - 58 Publishing activities
- - 60.10 Radio broadcasting and audio distribution activities
- - 64.91 Financial leasing
- - 78 Employment activities
- - 79 Travel agency, tour operator and other reservation service and related activities
- - 80 Investigation and security activities
- - 81 Services to buildings and landscape activities
- - 77.1 Rental and leasing of motor vehicles
- - 77.2 Rental and leasing of personal and household goods
- - 77.3 Rental and leasing of other machinery, equipment and tangible goods
- - 77.4 Leasing of intellectual property and similar products, except copyrighted works
- - O ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES
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| Parent hierarchy | L FINANCIAL AND INSURANCE ACTIVITIES > 64 Financial service activities, except insurance and pension funding > 64.9 Other financial service activities, except insurance and pension funding > 64.92 Other credit granting | L FINANCIAL AND INSURANCE ACTIVITIES > 64 Financial service activities, except insurance and pension funding > 64.1 Monetary intermediation > 64.19 Other monetary intermediation | L FINANCIAL AND INSURANCE ACTIVITIES > 64 Financial service activities, except insurance and pension funding > 64.9 Other financial service activities, except insurance and pension funding > 64.91 Financial leasing | L FINANCIAL AND INSURANCE ACTIVITIES > 64 Financial service activities, except insurance and pension funding > 64.9 Other financial service activities, except insurance and pension funding > 64.99 Other financial service activities, except insurance and pension funding n.e.c. | O ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES > 77 Rental and leasing activities |
| Rev. 2 mapping | - - 64.92 -> 64.92 (exact)
- - 64.99 -> 64.92 (scope-aligned)
| | | | - - 77 -> 77 (exact)
- - 79 -> 77 (scope-aligned)
- - 82 -> 77 (scope-aligned)
|
